Posts Tagged: Unemployment Insurance


14
Mar 10

Thoughts While Sick

I have a sinus infection. At least, I’m fairly certain it’s a sinus infection. I get them several times a year, and every doctor I’ve ever gone to says that the frequency has something to do with how severely allergic I am to all of nature. Well, not exactly in those words, but you get the idea.

Anyway, since I get them all the time, I’m fairly certain the misery I have been experiencing lately is the demon called “sinus infection”. Not 100% certain, but fairly certain. Why the uncertainty? Oh, because this is America, and I am unemployed, and therefore, apparently this means that I don’t deserve health insurance. Which means I can’t really afford to go see a doctor about it, get confirmation of what is slowly killing me, and potentially get antibiotics to cure it.

Back in September, I had one of those special jobs that allows a person to be considered valuable enough to society to get health insurance. Those who have been following this blog already know that my old job, as a teacher’s aide for special education students… went *POOF* and disappeared, right along with a pathetically high number of other teacher’s jobs here in California.

Some of you out there might be thinking: “What about COBRA health insurance?” If you are thinking this, then I firmly believe that you have never, ever, in your entire life, ever lost a job and been offered COBRA. I blogged about this a while ago, but here’s a quick recap.

COBRA cost more per month than I was going to get in Unemployment Insurance benefits. Which means that every cent that I got from Unemployment Insurance would have gone directly to COBRA, plus some of what was in our pittance of a savings account. Once that ran out, and it would very quickly, I would once again have no health insurance. Oh, and this was all a moot point anyway, because, if I remember correctly, I hadn’t actually received any money from Unemployment Insurance by the time the deadline to sign up for COBRA ran out.

A good friend of mine had a brilliant suggestion. She pointed out that most, if not all, clinics and doctor’s offices should have something called a “sliding scale” of fees for people who have no health insurance. Today, as I type this, it is Sunday. If I’m still this sick tomorrow, I’m going to start making phone calls, and begin the “Quest to Find the Sliding Scale”.

The only other option I’m aware of is to do what some members of my family end up doing. Go to the ER when things get so bad that one is near death, and get treated. Then, when the bill comes, “lose it”, or change addresses, or, tell them that you’ve died. Or, declare bankruptcy. Oh, or I could just curl up and die after finally succumbing to my illness. There’s that.

Until then, here I sit. Blogging incoherently, while listening to podcasts, and running a fever. I’m certain that later on, I will go back to the poor woman’s version of health care: Sleeping, drinking lots of water, and playing video games. I’ve been playing Viva Pinata, Farmville, and World of Warcraft for countless hours lately. I don’t recommend getting into the battlegrounds in WoW while really, really sick. Unless you find dying over and over again to be as amusing as I seem to at the moment. Perhaps this sinus infection is eating my brain.

Anyhow…. I know that what I’m writing sounds like a whole lot of “poor me”. If only! There are hundreds, if not thousands, of people in the exact same overcrowded and sinking boat as I am. When it comes to health insurance, we, the Unemployed, are standing on the Titanic, listening to the Government continue to play the violin and chello, oblivious.

I just read this article that came from the Cal Coast News. com. It’s called County Unemployment At Record High. Here are some “fun facts”:

* Statewide, the unemployment rate increased to 12.5 percent in January, compared with a national 10.6 percent rate.

* The number of unemployed county residents rose by 1,900 people during the month, bringing the 12 month total of non-farm jobs lost to 5,200.

Depressing. I’m not sure why they don’t count “farm jobs” as a part of this, but, whatever. Nothing makes sense to me anymore. I bring up these numbers to illustrate my point, that there are a whole bunch of us out there who are unemployed, who are sick, and who are lacking the health insurance we need to get better.

There are those in this country that believe that if America decided to give governmental subsidized health insurance, (*cough* like Medicare *cough*), to it’s citizens, that this would be horrible, because then we would have become “Socialists”. Somehow, there are a bunch of people out there, who I am certain have adequate health insurance that they have no fear of losing, who just don’t want everybody else to have the same protection that they are enjoying.

Here is what I have to say to these people. We, the Unemployed, and Underemployed, outnumber you. Most of us are contagious, since we can’t afford to see a doctor. We still have to go out in the world to do things like go to grocery stores to purchase food, go to gas stations to put gas in our cars, and go to the post office to send off our “Continued Claim Forms”. You have been crossing paths with us. That item you put in your grocery cart might be same one that we coughed on, and put back on the shelf, because we can’t afford to buy it.

Some of us who are underemployed can’t afford to stay home sick from work, so, instead, we are ringing up your purchases while we are sick, and handing them back to you with added germs. We end up serving, (or cooking!) your food as you eat lunch or dinner at your expensive restaurant of choice. You run the risk, each and every day, of catching the diseases, viruses, and colds that the thousands of us without health insurance can’t afford to see a doctor about. If you care for absolutely no one other than yourself, and aren’t stupid, you should be able to see why it would be a good idea for America to give all it’s citizens affordable health insurance. Think about that!


19
Feb 10

EDD Needs a Calendar

I don’t think the EDD knows how to read a calendar. Maybe the problem is that it’s computers are too old to have a calendar function? I am starting to wonder if the entire department has some kind of comprehension disorder, and simply cannot understand the information found in a calendar.

Case in point… I got another piece of mail from the EDD today, February 18, 2010. It turned out to be a check, (Yay!), attached to a continued claim form. The good news is that this check means that I have finally found the proper combination of codewords and magic numbers to use in order to let the EDD know that I am working as a freelance writer.

“Piecework” + a guess about how many hours that equates to = check.

I didn’t have to wait all the way until February 22, 2010, after all, as I was afraid I would. Usually these checks/claim forms arrive on Mondays. Today is Thursday. I figured that perhaps, the reason it arrived on a Thursday was due to the little SNAFU, which required me to fill out the duplicate claim form to their very particular specifications.

But then, I thought about it.

This continued claim form says I am to mail it back on February 14, 2010. That would be…. let’s see… my calendar that was five days ago. Once again, the EDD assumes I can jump into a time machine, and magically mail this claim form on time.

The plot thickens! February 14 was a Sunday. The EDD still hasn’t realized that the US Mail does not pick up or deliver on Sundays. Which means that even if I had a magical time machine, it wouldn’t actually do me any good to have put this claim form into the mailbox on February 14. Either the EDD is completely oblivious to reality, which, from what I have seen so far, is entirely possible, or…. they really truly have set things up so that people will have an impossible time trying to send these forms back. And, of course, these forms are the way to make the checks come.

There is another detail I’d like to share. The envelope this check/continued claim form arrived in bears the postmark of “February 12, 2010″. February 12 was a Friday. This means the US Post Office received it on Friday, and stamped it. The EDD is not located in my town, which means that Saturday, February 13, this piece of mail was being sorted.

February 14, of course, being Sunday, would not have been at all conducive to getting this piece of mail to me. In which case, the mail should have arrived to me on Monday, February 15, 2010. This is usually what happens. I get it a day late, I mail it back the next day… and usually, all is well.

The EDD is a governmental institution. Somehow, this governmental institution failed to take into account the Federal Holiday that was on February 15 of this year. Have you heard of a little holiday called “President’s Day”? You have? Well, clearly, you are not employed by the EDD! President’s Day is one of those quirky little holidays where all the governmental buildings, and banks, shut down for the day. Which means, you guessed it! There was no possible way for me to receive the check/continued claim form on February 15, 2010.

I find it difficult to believe the the EDD just overlooked the fact that this was a federal holiday. Didn’t they shut down for it? Did no one who works for the EDD question the reason why they were all getting a three day weekend?

Somebody in there should have had enough reasoning capability to go “Hmm…. let’s see…. Monday is a holiday. All the governmental stuff shuts down. Mail will not be delivered. Oh! We should work a teeny bit harder and get this week’s checks/continued claim forms mailed out earlier, so people will get them on time! Oh, wait, no, no… that’s too much work. How about we just add an extra day onto the claim form, so people will be able to mail their forms back to us ontime?”

Instead, the people of the EDD were probally thinking something like “Woo-hoo! Three day weekend for me! Let’s leave a few hours early on Friday, and start this weekend even earlier! Screw all those people who are relying on us. I got a three day weekend!”

This means that tonight, I will be filling out the my continued claim form knowing that it is already four days overdue. The postman will pick it up tomorrow, and then it will be five days overdue. I’ve no idea when it will actually arrive at the EDD. This is due to no fault of my own. I’m certain there are a lot of other people out there on Unemployment Insurance who are tired of playing these little games with the EDD.


9
Feb 10

“Piecework” is Not Enough

So much for that idea!

Yesterday, I was expecting to get one of my Unemployment Insurance checks. They come every two weeks, and I had been filling out and sending all the continued claim forms on time, as requested. Yesterday, Monday, February 8, 2010, should have been the day the check arrived.

Except that it didn’t.

Instead, I got an envelope from the EDD that didn’t look anything like the ones that the checks arrive in. I knew this couldn’t be a good thing. As I walked back from the mailbox, I was convinced that this was the “letter of doom” I still believe I’m going to someday receive. I was certain this was the letter telling me that they decided to cut off my Unemployment Insurance benefits, due to some loophole they found that would cheat me out of what was, in reality, my money.

Instead, I got what looked like a continued claim form. Attached to it was NO CHECK! None at all. Needless to say, I was not at all impressed.

The little perforated part at the top, which usually has reasonably understandable information printed on it said this:

“This is a duplicate claim form. On your original form, the “total hours worked” (6B) was incomplete or incorrect. The “total hours worked” each week is required regardless of how you are paid. Please complete the entire form. Sign and mail immediately but no later than 2-18-10.”

Now, I was confused. I was pretty sure that the big blue booklet didn’t say anything about writing down the number of hours I worked. Let’s check that part again. Page 16 says:

“If you receive pay for piecework, report the total amount paid in the week it was earned. Include the word “piecework” in item 6b along with your earnings.”

Nope, I didn’t somehow misread it. This paragraph that mentions “piecework” does not say one word about writing down the total number of hours worked on the form next to where you write “piecework”. Which means that I followed their directions exactly as they wrote them, and still, the EDD felt the need to punish me by withholding my check.

It seems to me that there are more little quirks and loopholes hidden in the rules that govern if and when I can get my Unemployment Insurance checks than one can possibly find simply by reading, and re-reading, the information pamphlets that they send out to you. I believe that these rules are designed specifically so the EDD can prevent people from getting their money. They are supposed to be helping people!

So, what happens now? Well, I’ve already filled out the “duplicate claim form”. I figured out how many hours I worked, (best guess, since freelance writing does not actually pay by the hour), and wrote that down on the form, next to the word “piecework”.

We put it in the mail today. The mail generally arrives here between 3 and 4 PM, which means that I did not have the time to rush through filling out the duplicate claim form and drive like a madwoman down to the post office. But, even if I managed to do that, the duplicate claim form still would not have gotten processed until today, Tuesday February 9, 2010, anyway.

Since the only thing I can count on the EDD to be is “slow”, and since it likes to take at least two weeks to do anything at all, I can be assured of one fact. I will not see the money I was supposed to have in my hand yesterday until possibly Monday, February 22, 2010. This is a guess, because, who knows how long it takes them to process a “duplicate” claim form. That could be an entirely different department, for all I know!

I’ve no idea if I will receive the continued claim form , (and the check that would be attached to it), that I would have expected to receive on February 22, 2010 at all. Will it send me two checks at the same time? Somehow, I highly doubt that.

In other words, despite following their written directions, I am being punished by the EDD. Perhaps someone in their organization hates freelance writers?


6
Feb 10

Piece

I am still working as a freelance writer at this moment. So far, I love it. There have been times when I needed to find my motivation to continue writing, as opposed to, say, continuing to play World of Warcraft for another hour. But, for the most part, I am having a good time. Again, the job has an endpoint, and I am aware of that. My employer has offered me extra work, and then some more extra work, and I think that is a good sign of things to come.

There is something very interesting in the big blue pamphlet that I am so glad to have found. For those of you new to this blog, the big blue pamphlet is one of the first things I was sent when I signed up for Unemployment Benefits. It’s an informational booklet, designed to answer questions about the whole process. Inside, there is this lovely word: “Piecework”.

Page 16 of the booklet states:
“If you receive pay for piecework, report the total amount paid in the week it was earned. Include the word “piecework” in item 6b along with the employer’s name”.

I had been wondering just how I was supposed to let the EDD know that I had been hired as a (temporary) freelance writer. I considered trying to figure out how many hours I worked on it, and also thought maybe it would want me to somehow convert the pay into hours. Nope! I am being paid a specific dollar amount for a specific amount of writing. This means I am being paid by the piece. I am doing “piecework”!

Every two weeks, I must fill out another Continued Claim Form, and send it to the EDD (the government) to review. I will have to do this every two weeks until my Unemployment Insurance runs out, or, I manage to get a job that is going to sustain me like the full time job that I once had. In general, when it comes to filling out government forms, it’s best and smartest to find a way to make everything fit “into the box”. It seems that the EDD wants me to call the freelance writing I am doing “piecework”. I assume that if I was a carpenter being paid by each piece of cabinet I put together that would also be called “piecework”.

That lovely little word “piecework” is going to make things so much easier for me! Easy is good, especially when dealing with paperwork from Unemployment Insurance.

I’ve got one more little update, but it’s not as important as “piecework”. In a previous blog, I mentioned that I had a little coupon from Baja Fresh. I had to go online, sign up on their website, and write a code down onto the coupon itself, before bringing the coupon into the store. Seems I have been misreading the coupon. Disregard what I put in my previous blog. The correct amount was it gives you five dollars off of a ten dollar (or more) purchase.

I am happy to announce it worked, with no questions asked. Shawn and I went to Baja Fresh to eat dinner after watching Avatar in 3D. Both of us had friends rave about how awesome that movie was, and that we needed to see it in 3D before it left the theaters, and this made it seem like as much of a cultural event as we get nowadays. So, we saw the movie, (yes, the movie was awesome), and then went to Baja Fresh afterwards. We spent about ten bucks, used the coupon, and immediately got five bucks off. No hassle, and no questions asked. It’s nice when places live up to the promise they print on their coupons.


13
Jan 10

A Few Updates

About two weeks ago I posted a little something. In that post, I had recieved an Unemployment Insurance check from the EDD that was for a whole, whopping big amount of… twenty five dollars. I lamented that this was what I could expect from here on out, and wondered how on earth a person could manage to live off of twenty five dollars for two weeks.

I am happy to update that on Monday, January 11, 2010, (two weeks later), I got another UI check. This one was for the “usual amount”, instead of the paltry twenty five dollars I was afraid it would be. It seems that the amount of hours I worked at the part-time job that I still had at that time was the reason for the severely reduced UI check that I got.

This new check came with the usual Continued Claim form, which I can mail off in about two weeks, like usual. So far, so good. I’m extremely relieved with how this turned out. I couldn’t get the check into the bank fast enough, so to speak.

Previous to that, I wrote something else about some lottery scratch off tickets that I got for Christmas. No, I am not writing to let you know I won something. I only wish that was the case! I had two scratch off tickets that each said I was a winner of…. another free ticket. But, so far, I haven’t managed to find anyplace to turn them in at. If I do, I will report back, and tell you if the new scratch off tickets were lucky enough to win me some money.

Also, the losing tickets were entered into the second chance drawing, but I’ve not heard anything about how they did. This must mean we were not winners. I am not surprised.

I recently wrote something long about job stability, where I pretty much announced that I had decided to try my hand at seeking work as a freelance writer. At this point, I figure I have nothing to lose by trying it. As I write this blog tonight, I can report that I have sent off a resume and some writing samples to not one, but two, potential freelance writing employers. Both of them responded by email to say something along the lines of “Hey, we got your resume. Your writing looks good at first glance. We are still deciding. Get back to you later.” It’s not “later” yet. But someday… it will be!


3
Jan 10

Happy New Year!

I want to be optimistic, and believe that 2010 will be a good year for me, for the rest of the unemployed and underemployed masses, for everyone. 2009 was a roller coaster of a year, and I’m hoping 2010 will be more…. I don’t know… I’m gonna say “tranquil”.

Today, (it’s Sunday, January 3, 2010 as I write this), I “mailed” my first Continued Claim Form of the new year. Yay. It will, of course, be picked up by the US Post Office sometime tomorrow, on Monday, as usual. I get to start off the new year with this reminder that I am, once again, unemployed, and dependent upon the US Government to send me money, so I can pay my bills. Yay. It’s unnerving!

This particular continued claim form did not arrive by itself. No, it arrived on December 26, 2009, (Merry Christmas to me!), with two other scary pieces of mail from the notorious EDD. This claim form was attached to my most recent Unemployment Insurance check, like usual. Something about this check was different, though.

Now, in the past few weeks, I had been listing the number of hours of work I did at my part-time job. In return, the EDD was reducing the amount of my UI checks, which I think has something to do with the amount of money I had earned at the part-time job. I had come to expect checks that were somewhat lower than, say, the first couple of checks I got when I was completely and entirely unemployed.

Wasn’t expecting a check for about twenty five dollars, however!

I, of course, panicked. I tore open the other two envelopes from the EDD, to see if something inside those could explain what was happening to my money. One envelope contained a piece of paper that was almost entirely blank. It looked suspiciously like the claim forms, except that it had almost no information. The little perforated part at the top said something suggesting that I had gone over the limit of the number of hours of work I could claim. What? Nothing ever said there was a limit! How could there be a limit, when I don’t have a full time job?

The third envelope contained a form that looked amazingly similar to the first form I ever got from the EDD. It had the following information:

NOTICE OF UNEMPLOYMENT INSURANCE CLAIM FILED

You filed a claim for Unemployment Insurance benefits effective 12/13/2009

When you filed your last claim you stated:
1. Your last employer was : (name of the answering service part time job that I used to have).

2. The last day you worked for that employer was 12/18/2009

3. The reason you are no longer working for the above employer is:
STILL WORKING

4. You are not receiving a pension or other income.

5. You are able and available to accept full time work.

It didn’t list statement number six, from the previous form. It seems the EDD has figured out that yes, in fact, I am a US citizen.

What to make of all this? First of all, it took the EDD until December 13, 2009 to understand that I had a part time job, even though I’d been letting them know that on each Continued Claim form I filled out and mailed back to them. I started that job in the end of October, 2009, and it took the EDD about two months to recognize this fact. One problem I immediately saw was that as of December 23, 2009, I no longer was employed at this particular part-time job. I’ve no idea what to do, in terms of this piece of paper. The information is all correct, and it indicated that I am to mail something out to them only if the information is wrong in some way.

I nearly had a panic attack next. What if this perplexing combination of mail means that the EDD decided that, instead of basing the amount of my Unemployment Insurance checks off of the full time job I held for about nine months of 2009, it was now going to instead base it off of this part-time job (that paid less than the full time one did)? I believed, for a while, that this was the EDD’s complex and convoluted way of telling me I was “screwed”. It became hard to breathe as I tried to envision how we were going to survive with me making about twenty-five dollars every two weeks from here on out.

I frantically flipped through the handy Blue Booklet I was sent from the EDD when I first signed up for Unemployment Insurance, (back in September of 2009). The only information I can glean from this is that the EDD is supposed to look at three month increments of this past year, and base my checks from whichever three months had the highest average of earning.

So, why did I get a twenty-five dollar check? I’ve no idea.

Whenever the next check arrives, I will be afraid to open it. The cynic in me believes that by doing exactly what I was asked to do, (continue to look for work, and take work if I can find it), I have messed everything up. I’m scared that the EDD will use this part-time job (that I no longer have), as an excuse to start sending me twenty-five dollar checks from here on out.

The slowly dying optimist in me says that wait, there is still this amount of money listed that is mine to get. The optimist points out that my Unemployment Insurance isn’t supposed to run out until sometime in September, 2010. The optimist says that having the part-time job was good, because it meant I got less money on the UI checks, so the remainder will last even longer than first anticipated by the EDD.

I will let you know who was right, whenever the next Unemployment Insurance check arrives. Assuming, of course, that it does, in fact arrive.


23
Dec 09

Dyslexia and Starting Over

It’s official. I am unemployed, once again.

My part time job at an Answering Service has ended. No, it’s not because I was a “seasonal employee”. No, this company wasn’t being heartless and choosing to fire me right before Christmas. It’s not like that at all.

It turns out that working for an Answering Service is not something everyone is capable of doing. You may have an image in your head that all you have to do is answer the phone, and take down a message. I have learned that this is an extraordinarily simplistic concept of what a person who works at an Answering Service is required to do.

Everything is done through a computer, which means that one must push the correct combination of buttons to disconnect a call after someone hangs up, and a different combination of buttons to call out to someone to give them certain kinds of messages, and yet another entirely different combination of buttons to find out just who you are supposed to call in the first place. One must fill in the boxes on the screen with obvious things like the caller’s name, reason for the call, and a phone number that the client can reach them at to return their call, as you might assume. One must also fill in a multitude of boxes asking entirely different things, specific to the client’s needs. Some of the people whose calls we answer are doctors, who need us to page other doctors. In some cases, this may, potentially be, a life or death matter. I was never able to figure out all the buttons I should press, and in what sequence, to do this part well. It’s a much more stressful and complicated job than you might have thought it was, when you thought the job was about just answering the phones.

Oh, and just to clarify, this job did not involve sales, of any kind, at all. I mean, technically, the Answering Service must be doing some kind of sales in order to have clients sign up with them, of course. What I mean is that I wasn’t working as a “telemarketer” at this job. (I’ve done telemarketing in the past, more than once, absolutely hate doing it, and hope to never have to do it ever again in my life.)

Anyone can answer the phone, after all. Most everyone can take down a message with important details about the call. It turns out that not many people are able to do all the things involved in working for an Answering Service. For this reason, you do not simply show up at work on your first day and immediately get right on the phones. There is an extensive amount of training you receive first. Then, when the trainers feel you are ready, they put you on the phones with a trainer sitting next to you, listening in, and ready to jump in if a particular caller is difficult, or if you become unsure of what to say, to type, or to press. Eventually, you end up on the phones seated nearby one of the trainers, who is there to answer questions you might still have about how to do a particular thing, or for advice if you need a judgement call. Is this situation on the phone considered an emergency, or not? Sometimes that answer isn’t as obvious as you might think. After that, you are “on your own” on the phones (but still sitting right next to trainers, and still able to contact other workers for help right through the computer system itself). You aren’t simply abandoned to fend for yourself until you are truly equipped to handle things.

I heard from most of my coworkers that when they first went through the training they felt overloaded with information, every day, for quite a while. Many of them said that when they were being trained, they hit a point where they thought “I will never be able to do this”, and seriously considered quitting. The talked to me about what one thing made them completely nervous to the point where they were sweating when they first started working there. For some people, it was dealing with rude callers, who yelled at or cussed out the worker on the other end of the phone. Some people had specific combinations of buttons that they had trouble with, and they dreaded the situations where they knew they would have to use those buttons in that order. Lots of people told me, independent of each other, that when they first started answering the phones on their own (without the aide of a trainer) that they were “completely terrified”. But then, one day, everything “clicked”, and they just “got it”.

Many of my (now former) coworkers have been working there for years, and, for the most part, they like what they do. Lots of other people get overwhelmed and frustrated by the nature of the job, and end up quitting before they even get close to finishing training, or, shortly after they are “on their own” answering phones. Answering Services, as a whole, tend to have a high burn out rate, an a correspondingly high turn over rate.

Some of you reading this blog may be unaware that I am dyslexic. It was obvious to me when I applied for this job that I would be dealing with a lot of phone numbers, which tend to give me problems. I had a plan for that, however. I can use the “numberline” of numbers across the keyboard to type in the digits of a phone number, instead of the jumble of buttons on the side of the keyboard. This way, I can teach my hands the proximity of each where each number is, and hit the right one in the right order. It’s something like learning to play the piano, where you hands just have to learn where to find the keys. This company encourages all it’s workers to repeat the phone number back to the caller, which I also found helpful. It was a good way to avoid mistakes. I figured I could find other ways to work around my dyslexia, (to avoid spelling errors, and reading errors), as I learned the job. After all, my entire life is spent “learning” how to translate the world around me into something I can get my dyslexic brain to comprehend. Adapting to this job shouldn’t be that much of a problem, I figured.

What I did not know when I was hired, and what I couldn’t possibly know until I’d gone through at least part of the training was the sheer amount of data that my brain would be bombarded with each and every work shift. Phone numbers I had a plan for, and I can get pretty far figuring out how to spell caller’s names correctly with some other little tricks I use to unscramble words. These tricks, I have learned, do not work after a certain amount of time. My brain just gets too overwhelmed, and it becomes harder and harder to unscramble the gibberish parts of what is on the screen in front of me. I ended up mispronouncing the names of businesses, because it contained words that were new to me (like someone’s last name). I had a hard time finding the pager number of a doctor I was supposed to page, because in order to find it, I needed to be able to spell at least part of the doctor’s name correctly.

There was a certain combination of buttons to use to bring up a “directory” I could search through to find a doctor, or to find a list of people who worked for a certain company, and their corresponding contact numbers. One of those same buttons, and some new ones were used to bring up the “dial list”, which visually, looked a whole lot like the directory. One of the buttons from that combination brings up the “dialer”, which allows you call somebody outside of the office. It was too many D’s for my dyslexic brain to sort out, in the heat of the moment, while trying to get through a call.

Another problem I have as a dyslexic is learning new words. Sure, I sound educated and intelligent when you talk to me, or possibly when you read my writing. Show me a word that is new to me, such as somebody’s last name, however, and I become a first grader once again, slowing down to a crawl, concentrating, and attempting to “sound it out”, hoping that I am seeing the letters in the right order as I make my attempt. I thought at first that eventually, I would have learned all these new words, as I learned the last names of all the doctors, lawyers, and other clients that this answering service, well, serves, and that particular dyslexic problem would be a thing of the past. I also believed that even though I was having difficulty deciphering each new “script” for each individual client now, that eventually, I would have a mental picture in my head of each one, and this would all become easier.

This proved to be impossible, because it turns out that an answering service is not a static thing. It’s dynamic, and ever changing. New doctors are added to the lists of particular hospitals daily. Doctors are constantly changing who is on call, and who will take what other doctor’s patients. There wasn’t a way to generate a list of all their names for me to take home and study like a kid with a list of Spelling Words, the night before the Spelling Test.

All of the offices, be they for doctors, lawyers, plumbers, or anything else you can think of, were continually asking the company to change things. Could your operators ask the caller this? Make sure the operators are getting this specific piece of information now, that I didn’t ask you to have them get before. This meant the script for that client would change, and when you make a change to something visual, it makes me, the unfortunate dyslexic, start all over again, learning it from the beginning.

I was learning how to do this job right through the holiday season, which meant that all the offices were closing and opening at different times, and on different days than normal. I was constantly re-learning what to say when callers asked something as simple as “are they closed today?” Just when I managed to learn how to do calls for a particular client, it would change, an I’d end up making the same mistakes again that I had previously learned to stop making, as I tried to teach my brain what to do with this new script that looks different, and therefore, for a dyslexic brain, must be something entirely new.

It became obvious to my trainers, and the managers, that I was not doing well with this job. I wasn’t anywhere near where they wanted me to be, and no one knew why. I was open about the fact that I was dyslexic, but, this doesn’t do much good in an office full of people who barely recognize the word, who aren’t learning disabled in any way themselves, and who think that dyslexics look at a page of writing an the numbers jump up and run around like cartoon characters. I didn’t expect any of them to be skilled at training a dyslexic worker, but I did expect that I would be able to somehow find my own way to comprehend the data I was given. It didn’t work. I continued to make stupid mistakes that I should have outgrown, I continued to bombard my trainers with question after question about things I should have already learned how to do well, I was constantly having things sent back to me that I had done incorrectly. My husband works for this same company, and he was also noticing things I had screwed up in some way. One of the managers recently resorted to asking him if he could figure out what might work to train me. They had exhausted all their ideas at this point.

Eventually, I had to realize that despite my best efforts, and despite the best efforts of the entire training team at this answering service, I was simply not going to be able to do this job. I was beyond frustrated. It’s hard to give something your best effort, and still fail. It’s not easy to be slower at learning things than everyone around you, and expected to keep up with them. Being unable to do this job because my dyslexia was getting in the way made me feel like the one stupid kid in school who can’t get the math right, no matter how many times the teacher shows her how to work the problem. I had started to feel like the “slow kid” in class, once again. It’s frustrating and depressing to feel like this.

After much thought, and discussion with Shawn, I decided the best thing to do would be to go to the manager who was so perplexed by my lack of improvement, and explain things to her. It gets tiring to constantly have to educate the world around me about what dyslexia is, and how it affects my ability to process the world around me. Sometimes, people simply do not believe me when I tell them I am dyslexic. “But, you are so intelligent!” they exclaim, as if having high intelligence and having dyslexia are two concepts that are incapable of occurring in one human being at the same time. I think they mean this as a compliment, but it never feels like one. It feels like a nicer way to say “I don’t believe you are dyslexic”.

Fortunately, the manager was incredibly understanding about this. Like I said, it was obvious to her, (and the entire office, I’m sure), that I wasn’t doing well. Now, the mystery of why this was happening was solved. What could have been an extraordinarily uncomfortable conversation was rather pleasant. Well, as pleasant as a conversation where the boss and the employee openly come to the mutual conclusion that this employment relationship needs to end. I didn’t “quit”, and I didn’t “get fired”. I simply could not make it through the training, and that was that.

Fortunately, I started getting checks from the EDD for Unemployment Insurance days before I started working at this part time job at the answering service. I continued to get them, because I wasn’t getting enough hours to live on, and so, the Unemployment Insurance basically has you report how many hours you worked, and supplements it with an equally reduced check. In other words, I am not as screwed because I lost my job this time around as I was when the school district unceremoniously dumped me in September.


18
Dec 09

Attention Holiday Shoppers!

There is a reason why you have been frustrated in your attempts to wrangle a sales clerk to help you finish your Christmas shopping this Holiday season. It’s the same reason why your waitress seems to be helping too many tables at the same time, why the lines in the Post Office seem so long, and why that gift your ordered might arrive later than you were led to believe.

U.S. jobless claims reported higher for second straight week , says a headline from Market Watch, which seems to be some part of The Wall Street Journal. This unnerving article was posted on December 17, 2009.

In short, the article says that despite expectations that jobless claims would go down in the past few weeks, they have been instead been going up. I find this terrifying.

There were nine more days until Christmas when this article was posted. Most people are aware that the weeks between Thanksgiving and Christmas are when stores make the most sales. So many sales, that in the past, stores that weren’t quite “making plan” would be able to suddenly get out of the red and into the black, so to speak, right before Christmas. This is the time of year when people feel compelled to purchase many gifts for their family members, friends, co-workers, the children of all these people, and also their hairdresser, the person who delivers their mail, and whoever takes care of their children while they are at work. It’s the time of year when you see the people that you love, but don’t get to see very often, and you all go to dinner somewhere, and then to see a movie, have a few drinks at a bar, and maybe go attend the local holiday events. This is the time of year when stores that sell gift cards sell the most of them. These few weeks between Thanksgiving and Christmas are the biggest days for Capitalism of the entire year!

If I am understanding this article correctly, it is saying that a bunch of people lost their jobs in the first two weeks of December. This means that companies are cutting their “seasonal employees” right after those employees help get them through Black Friday, the biggest sales day of the year. This means that there a whole lot of people who were employed in November suddenly found themselves unemployed just a few weeks before Christmas. Shame on you, all you selfish, evil, businesses and corporations that are guilty of treating people as if they are disposable!

Last year, I was working for a large retail corporation. It was no secret that the company I worked for decided it would be best for them if they simply did not hire ANY “seasonal employees” that year. They are not the only large corporation who chose that path at that time. I can tell you from my own experiences just how difficult it was to work someplace that neglected to hire extra people to help with all the extra traffic.

It seems that many businesses looked back on last year’s Holiday Season, and realized that simply expecting current employees to take on a ton of extra work, (for no extra pay), doesn’t actually go very well. I assume they found it annoying when employees called in sick after going through weeks of complete and utter exhaustion. I bet they were irritated that they didn’t make their (incredibly outrageous) “sales plan”, and decided it must be because those lazy employees didn’t manage to get all the kitchy little Christmas items out of the stock room and onto the sales floor as fast enough.

This year, it seems like places hired people just long enough to physically move their holiday stock onto the sales floor, and then took away their jobs. “Thanks for helping us make money! Now, get the hell out!”

Here is a quote from this article that I find especially troubling:

* “The numbers will be erratic from now through mid-January because of the holiday seasonals, and in the meantime we aren’t going to get too excited by a few odd-looking weeks,” said Ian Shepherdson, chief U.S. economist at High Frequency Economics.

So, in other words, we can all expect to see even more people lose their jobs as we get closer to Christmas, and then, some more people to lose their jobs in mid-January, after the peak of people returning unwanted or wrong-sized Christmas presents levels off. But, we as a nation apparently are not supposed to “get too excited” about that! I suppose that it’s easy to not “get too excited” about the expectation of the jobless rates going up if you happen to be “chief U.S. economist at High Frequency Economics”, and not someone working for minimum wage, living paycheck to paycheck, praying your job isn’t one of those about to disappear in the next few weeks. Now, we are expected to somehow not “get too excited” about soon potentially becoming one of these sad statistics.

I, for one, am wondering if the part-time job I picked up at the end of October is actually considered “seasonal”. If I do happen to lose my current job, I won’t be a part of that expected statistic of people who will lose their jobs in the month or so. Why not? Well, because I got on Unemployment Insurance late September 2009. I am still getting checks from the EDD because my current job is simply not enough to sustain me right now on it’s own. When you hear about the number of new jobless claims that it seems is going to rise soon, keep in mind all those hidden unemployed and underemployed people who aren’t being counted anymore. Things are a whole lot worse than those number are making it seem, and it looks like it’s about to get even more desperate.

But don’t “get too excited” about that.


13
Dec 09

No Christmas Bonus

Gotta love the Texts From Last Night blog:
Picture 1

Somebody out there was dreaming when they wrote that text.

I have not received a Christmas Bonus from the EDD as part of my Unemployment Insurance. Pretty sure they don’t give those out. Instead, I got something almost as good. My check from the EDD arrived in the mail, today, Saturday December 12, 2009.

Attached to it is another one of those “Continued Claim” forms. This claim form is for the week ending today, December 12, 2009, and also for next week, ending December 19, 2009. At the top, is a little perforated part detailing how much money I was getting from the EDD for each of the two weeks this check is covering.

It also has been giving me a “countdown” of sorts, letting me know exactly how much money I have left before my Unemployment Insurance runs out. It also tells me exactly what day in 2010 that my claim “expires”. I wonder what happens if the money runs out before the claim expires, or, if the claim expires before the money runs out? What then? That’s a worry for another day, I suppose.

It seems to me that these checks from the EDD are arriving quicker and quicker each time. Is the EDD getting more efficient about sending these to me, or, is my perception skewed since I got a part time job that fills up some of my time? Let’s see:

I applied for Unemployment Insurance on September 25, 2009.
* The first check took 38 days to arrive. (I’m still angry about that.) It arrived on November 2, 2009.
* The second check arrived on November 9, 2009. This one arrived in about 8 days.
* The third check arrived on November 16, 2009. This one arrived in about 7 days.
* The fourth check arrived on November 30, 2009. This one arrived in about 14 days. (This matches the two week period the “Continued Claim” forms are all set up for).
* This new check, the fifth check, arrived today, December 12, 2009. So, this one arrived in about 12 days.

This means that the checks from the EDD aren’t actually arriving any faster than before. It does mean they are getting more regular. Every two weeks (or there about) a check arrives, with another one of those two week claim forms. They aren’t arriving faster. It just feels like it because I have a part time job now, which is filling up a lot of my time. I am no longer stalking the postman every day, hoping against hope that he or she is bringing me some money to help me pay my bills.

I am finding that being underemployed is way less stressful than being completely unemployed.


8
Dec 09

Feeling Judged

There is something strange about filling out another “Continued Claim” form from the EDD while having a part time job. Again, it was supposed to be mailed on Sunday, December 6th, 2009, which is impossible. The US Post Office still doesn’t mail on Sundays, that never changes. The form, of course, got mailed Monday, December 7th 2009 instead.

These claim forms always make me feel as if I am being judged. Did I work, or was I too sick? How many days was I sick? It feels like the EDD is already assuming that I am an extremely lazy person, who will “fake” being sick, so as to avoid working at the part time job I managed to find. They’re assuming that I will intentionally skip work in favor of lying on the couch, and waiting for my “free money” to arrive in the mailbox. In reality, I am going to my part time job several days a week, getting training that is difficult and sometimes overwhelming.

The claim forms ask if I “continued to look for work”. I find this insulting. Yes, I looked for work, found the part time job I have now, and am doing all I can “looking” for more hours there. I continue to browse the job listings on Craigslist, and SLOJobs continues to send me daily emails with suggestions of crappy part time jobs, (almost always in sales), that it’s algorithms think would be good for me. Not one thing I have found while “continuing to look” looks like something that will work for me, or that is sustainable.

Almost all these jobs are part time, the same as what I have now. In this economy, with the highest unemployment rate in decades, I am extremely lucky to have found any job at all, even a part time one. I resent the EDD, and it’s implication that the work I did to get this job, and the work I am doing each day I go in for more training, is somehow not good enough.

I am required to list precisely how many hours I worked for each week that the claim form is covering. I must put the name of the business there as well. This makes me feel like the EDD has the right and the power to check up on me in great detail, and judge if what it finds is worthy enough for me to continue to get the financial assistance that, frankly, I am due. I earned this money by working, almost non-stop, since I was fifteen years old. The government took some of the money I earned out of each and every paycheck, for me to use, “someday” if I became unemployed. “Someday” is today. Stop judging me, EDD.

Being on Unemployment Insurance while I have a part time job almost feels like a “dirty little secret”. In my mind, I feel like if my coworkers knew that I was still getting checks from the EDD to supplement my income, that maybe a few of them might feel like I was “cheating” somehow. After all, I’m not exactly “unemployed” anymore, if I have a part time job, and everyone knows that there are so many other people out there that weren’t able to even find that.

I cannot help that I lost my job. I cannot (yet) change that I am not getting enough hours at my new job to allow me to pay my bills. I’m doing everything I can to learn as much as I can from each day of training I work through, but, until that training is over, I cannot pick up extra hours. It’s simply not enough to live on yet, as is, without the money from the EDD to help. I’m following all the rules, but still, I feel like I should try and keep the unemployment insurance checks “on the down low”. It’s frustrating, and annoying, to feel judged for something I did not cause, and cannot change.

This year for Christmas, I want nothing more than to be employed full time, with consistent enough hours so that I can break free of the EDD, and all of it’s complications. This isn’t going to happen in time for Christmas this year. Perhaps by Christmas of 2010, things will be better.